html
{
margin: 0;
padding: 0;
}

body {
margin-top: 15px;
padding: 0px;
font-family: Verdana, 'Book Antiqua', Helvetica, Arial; 
font-size: 10px; 
color:#A0A0A0; 
background-color:#dddddd;
text-align: center; 
}

img {
border: none;}


div.layout {
position: relative;
margin: auto;
width: 540px;
padding: 0PX;
text-align: center;
background-color: #ffffff;
background-image: url(images/divbg.jpg);
border: none;
}

div.header {
position: relative;
margin: auto;
width: 540px;
padding: 0px;
text-align: center;
}



div.content {
position: relative;
margin: auto;
padding: 5px;
width: 490px;
text-align: left;
}



div.title {
position: relative;
margin: auto;
border-bottom: 1px solid #dddddd;
font-family: 'Georgia', 'Times New Roman', serif; 
font-size: 14px; 
color:#A0A0A0;
text-align: left;
font-weight: bold;
text-transform: capitalize;
letter-spacing: 5px;
}

A:link,  A:visited, A:active {color:#A0A0A0; text-decoration: none; font-weight: bold;}
A:hover{color:#A0A0A0;text-decoration:line-through; font-weight: bold;}

select, fieldset, textarea, input, .pic 
{
border:1px #dddddd solid; 
font-size: 10px; 
color:#A0A0A0; 
background-color:#ffffff;
}